FICO

Certain debt-collection activities, medical debts, will no longer affect score quite as heavily as they did

rs of the oft-dreaded FICO score, recently announced that it will stop using what it calls "certain debt-collection activities" when it calculates individual scores. For example debts that go to collection agencies and get repaid will no longer effect FICO scores.

In addition, Fair Isaac said that medical debts will have a smaller effect on its scoring criteria.