Knowing how credit scores are calculated can help throughout one’s life. A credit score is a three-digit number that has a long-lasting effect on one’s buying power. When applying for credit: a loan, a credit card or other sources of borrowed money, the applicant’s credit score will be checked. The higher a credit score, the better the chances of being approved.
Although there are several scoring methods, the most widely accepted one comes from Fair, Isaac and Company (FICO). FICO scores ranges from 300 to 850. Five items make up a FICO score:
The Alameda Free Library and Tinker Bus have teamed up to bring a working science, technology, art and mathmatics (STEAM) lab to all three branch libraries on the first Saturday of November, December and January. A classroom on wheels, the Tinker Bus, is designed to help young makers think outside the box. Kids in first through fourth grades will be able to tinker, play, ask questions, solve problems and learn in this mobile maker space.
The names are classic arcade: “Assassin Roulette,” “Dr. Who Pinball,” “Space Wars” and “Zappatron.” The materials used are classic kid’s stuff: cardboard, tempera paint, foam dart guns, rubber bands, balloons and plastic flowers. But teacher Dustin Brantley’s “cardboard arcade” project is about way more than fun and games. It’s about engineering, creativity, persistence and learning from mistakes.
Donate socks, snacks through Library’s Teen Advisory Board
The Teen Advisory Board at the Alameda Free Library is seeking donations for a socks-and-snacks drive benefitting Operation Dignity. The board will collect items at the Main Library on 1550 Oak St. until Monday, Oct. 22.
Bring new, adult-sized socks, such as tube socks and warm socks, to the library for donation. Individually wrapped snacks are also requested, including: crackers, granola bars, oatmeal, hot chocolate, protein shakes, nuts, pretzels, applesauce cups, pudding cups and dried soup.