Did you know that you may be able to get help from your state paying your Medicare premiums? State-based Medicare Savings Programs also may pay Medicare Part A (hospital insurance) and Part B (medical insurance) deductibles, coinsurance, and copayments.
If you have income from working, you may qualify for these programs even if your income is higher than the income limits listed below.
There are four kinds of Medicare Savings Programs:
Good news for people with Medicare in 2015: Part B costs will remain the same as in 2014.
Medicare Part B helps pay for doctor bills, outpatient care, durable medical equipment, and other items. It requires a monthly premium and an annual deductible. I’m happy to report that Part B costs for 2015 will be identical to 2014: $104.90 a month for the premium (for most beneficiaries), and $147 for the deductible.
If you are planning on visiting your childhood home during the holidays, you may find that things have changed. Your Mom and Dad may need your assistance to continue living independently in the family home.
Home for the holidays takes on a different meaning when adult children return to the home they grew-up in. The obvious thing will be that your home stayed the same but your parents and their physical needs are very different now.
If you’re a person with Medicare, you have rights whether you’re enrolled in Original Medicare, in which you can choose any doctor or hospital that accepts Medicare, or Medicare Advantage, in which you get care within a network of health care providers.
Your rights guarantee that you get the health services the law says you can get, protect you against unethical practices and ensure the privacy of your personal and medical information. You have the right to be treated with dignity and respect at all times, and to be protected from discrimination.